Credit Report Authorization for Insurance Rating (Required for Quote)

Insurance companies commonly use credit-based insurance scores to help determine your premium. This is considered a "consumer report" under federal law (Fair Credit Reporting Act).

I authorize J Villarreal and Associates and the insurance carrier(s) to obtain my consumer credit report and/or insurance score for the purpose of providing an accurate insurance quote and, if coverage is bound, for underwriting and rating.

I understand that:

- This authorization allows access to my credit information.

- If I do NOT check this box and provide authorization, we will be unable to obtain a quote for insurance.

By checking this box, I provide my written consent as required by the Fair Credit Reporting Act (FCRA).